Navigating the legal intricacies of a property sale can be complex. This is where a conveyancer comes in: a legal professional who manages the transfer of property ownership from one person to another. Choosing the right conveyancer is crucial to ensure a smooth, hassle-free process. Here's what you should consider when selecting a conveyancer.
1. Understand the role of a conveyancer
First and foremost, it’s essential to understand what a conveyancer does. A conveyancer handles all the legal work involved in property transactions, including:
- Conducting local searches (such as planning issues, flood risks, or road schemes)
- Drafting contracts and handling paperwork
- Managing financial transfers, such as deposits and mortgage payments
- Ensuring that any existing mortgages are settled
- Registering your new ownership with the Land Registry
Whether you're buying or selling, a good conveyancer will ensure that every step of the process is handled efficiently, while keeping you informed and up to date.
2. Solicitor or Licensed Conveyancer?
In the UK, you have two options: a solicitor who specialises in conveyancing or a licensed conveyancer. Both are qualified to handle your transaction, but there are some key differences.
Solicitors are qualified lawyers who can deal with a wide range of legal matters, including conveyancing. If your transaction is likely to be complex or you need additional legal advice, a solicitor may be the better option.
Licensed Conveyancers: These professionals specialise exclusively in property law and conveyancing. For most straightforward transactions, a licensed conveyancer can be a cost-effective option. Both are regulated, solicitors by the Solicitors Regulation Authority (SRA) and licensed conveyancers by the Council for Licensed Conveyancers (CLC), ensuring professional standards.
3. Look for recommendations and reviews
Word-of-mouth recommendations can be incredibly valuable. Ask friends, family, or your estate agent for referrals based on their personal experience. Online reviews are also useful. Look for feedback on sites like Trustpilot or Google Reviews. Take note of any consistent themes in customer feedback, such as communication issues or delays.
4. Compare costs
Conveyancing fees can vary significantly between providers, so it’s worth getting quotes from several conveyancers before making your decision. Some conveyancers charge a flat fee, while others bill by the hour. When requesting a quote, make sure it includes all potential costs such as:
- Legal fees
- Disbursements (fees paid to third parties, like local authority searches)
- Stamp Duty Land Tax (if applicable)
- VAT
Be cautious of quotes that seem too good to be true, as they may hide additional costs later in the process. Always ask for a breakdown of the total fees to avoid any unpleasant surprises.
5. Consider experience and expertise
Experience matters, especially in more complex transactions like leasehold properties, shared ownership schemes, or buying new builds. When choosing a conveyancer, ask about their experience with transactions similar to yours. For example, if you’re buying a listed building or a property with shared land, ensure your conveyancer has the expertise to navigate any specific legal requirements.
6. Check communication
A common complaint among homebuyers and sellers is poor communication with their conveyancer. It’s essential to choose someone who is responsive and easy to contact. Ask prospective conveyancers how they will keep you updated – will it be by phone, email, or through an online portal? Clarify how often you can expect updates and how quickly they typically respond to inquiries. Clear communication will help reduce stress and give you peace of mind throughout the process.
7. Look for a conveyancer with local knowledge
A conveyancer with local knowledge can be a valuable asset, especially if you’re buying in an area with unique legal or property issues. For example, certain regions may have specific regulations around coastal erosion, flood risks, or conservation areas. A local conveyancer will have experience with these factors and can ensure all necessary checks are made.
8. Make sure they're regulated and insured
All licensed conveyancers and solicitors must be regulated by their governing bodies (SRA or CLC). Ensure that your chosen professional is regulated and holds the necessary qualifications to practice. You should also confirm that they have professional indemnity insurance, which protects you if something goes wrong during the transaction.
9. Avoid panel solicitors from mortgage lenders
Many mortgage lenders will suggest using one of their panel solicitors or conveyancers. While this can be convenient, it's important to remember that the panel conveyancer is primarily working for the lender, not you. It’s often better to choose an independent conveyancer who is solely focused on your best interests.
10. Trust your instincts
Finally, trust your gut. Buying or selling a home can be a long and stressful process, so you’ll want to work with someone who you feel comfortable with and confident in. If a conveyancer seems overly pushy, unresponsive, or vague about costs, consider looking elsewhere.
Final thoughts
Choosing the right conveyancer is a crucial step in ensuring a smooth property transaction. Take the time to do your research, gather recommendations, and ask plenty of questions before making your decision. With the right conveyancer by your side, you can confidently handle the legal process and focus on the excitement of buying or selling your home.